It’s a season of shopping. It’s a time of hustle and bustle—and hacking. More and more transactions are involving the transmission of digital data, either in brick and mortar stores or online. Whether you will be shopping on the internet or in stores this season, it’s important to take steps to protect your credit card data. Your provider of IT services in St. Charles County, MO wants to help you with this important security.
To prevent hackers and grinches from accessing your data and enjoying a shopping spree at your expense, use the following tips. These precautions will help protect your credit and keep your holiday season bright.
Put Everything in One Sleigh
While you may be tempted to open up multiple accounts to expand your shopping power, this opens up your wallet to greater risk. Resist the temptation to open a credit card at every store to save 10 percent. Do most if not all of your shopping with one to two credit cards. This will limit the number of accounts that are available for hacking and will help you keep track of your accounts more easily.
Check Your List Twice
Make it a habit to check your credit report regularly. This is especially important during the holiday shopping season, when credit card fraud is more prevalent. Consumers can check their credit once each year at no charge. Take advantage of this. Keep close tabs on your credit so you can catch any attempts at fraud right away.
Don’t Spoil the Surprise
Use good password strategies. Change your passwords regularly, and choose passwords that offer a strong security rating. Don’t share passwords, and don’t use the same one for more than one card or site.
Use Santa Alerts
Most major credit card companies offer alerts to help detect fraud. Make use of these systems. These alerts will let you know if your card is used suspiciously, such as in out-of-state locations, or if large amounts are charged. The company will notify you of this activity and ask for approval. This can prevent unauthorized charges before they occur.
Track the Reindeer
Shopping frenzies can easily lead to disorganized paperwork. As you find those perfect gifts for your loved ones this season, be sure to keep receipts. Compare these to the charges on your credit card statement to ensure only authorized charges appear. If you fail to retain receipts, it will be hard to remember each purchase, and fraudulent charges can easily slip through.
Be as Stingy as Scrooge
If you’ll be shopping online, be stingy with the amount of personal information you provide. For marketing purposes, most companies want to obtain as much as possible, but you can often check out as a guest. Use this option rather than offering more data than you have to. The less data you put out there, the less there is to hack.
Consult the IT Elves
Are you ready to hit the stores for some holiday shopping? If you encounter any issues with IT services in St. Charles County, MO, don’t hesitate to contact the pros at Computer Paramedic. Our experts can answer any questions you have about credit card data and provide additional tips for how to keep your accounts secure this season. Reach out to us today!
Categorised in: IT Services